Car Insurance Explained – 101 Everything You NEED to Know!

If you're new to car insurance and need to know where to start, this video will walk you through the coverage options you have as well as specific bodily injury levels and property damage limits that you should have.

The covers mentioned in this video are:
BI Bodily Injury 50/100, 100/300, 250/500
PD Material damage 25,000 50,000 100,000
UM Uninsured motorist 50/100 – 250/500
UMPD Uninsured material damage, value of the car
UIM Underinsured Motorist 50/100 – 250/500
UIMPD Property damage for underinsured motorists, car value
Medical expenses 5,000
Full franchise from 100 to 500
Collision 250 – 1,000 deductible

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DISCLAIMER:
Please consult your agent before making any changes you may not be aware of. Since the laws are different in each state, I am not responsible for any changes or updates that may have occurred after this video was made.

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