Now use UPI without network by Rohit Raj Rupam

Is your UPI payment sometimes blocked due to poor network connectivity? If yes, here is some good news for you: it is called UPI Lite, recently launched by the RBI. With UPI Lite, you can make UPI payments even when your mobile network is weak or absent. However, there is a difference. UPI payments may involve senders and recipients in different locations, but UPI Lite payments work offline via NFC (Near Field Communication). This means that the sender and recipient devices must be in the same physical location. For example, if you used a Delhi Metro smart card, it uses NFC. When you press it on the door, it opens. UPI Lite essentially works as an offline payment method, transferring money between mobile wallets rather than bank accounts. This is a significant boon for remote parts of India where network issues are common. To use UPI Lite, your mobile device must have NFC functionality. You can make a maximum of 4,000 payments per day, with each transaction capped at Rs 500, and without the need for a UPI PIN. This innovative approach ensures that UPI remains accessible and functional even in areas with network challenges, increasing its usability and convenience. .

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